Established in 2003, The Main Man is headquartered in the heart of Downtown Delray Beach, together with my team of mortgage and real estate professionals. Building on my vision of a “one-stop shop” resource for all of your mortgage and real estate needs, I am rapidly expanding my staff of realtor agents at Sellstate Difference Realty Network and local realtor base here in South Florida .
I am committed to making the home refinancing, buying or selling process a less stressful experience. My staff and I pledge to keep our clients informed at every step and will make sure they understand the entire process. My clients won't get “The Bait and Switch!” My clients won't be surprised at the closing table with undisclosed fees or costs, or different rates and terms!
Here is just a part of what we will do to ensure a smooth and seamless process so that we achieve our goals as well as yours:
- Discuss and explain different lending options and programs that may best fit your qualifications
- Analyze your income and debt and pre-qualify you to determine the loan product that best fit your needs
- Assist you with the loan application and necessary paperwork
- Collect financial information and other related documents that are part of the application process
- Provide financial disclosures pertinent to your loan application
- Secure the loan program and rate to suit your specific needs
- Obtain a Residential Mortgage Credit Report and verify the credit information
- Coordinate the appraisal process and review the final appraisal to ensure it meets the lenders requirements
(You will receive a copy of the appraisal)
- Research, verify and evaluate the employment and income history as needed
- Verify source of funds and/or deposits to close as needed
- Coordinate the approval process through Fannie Mae or Freddie Mac
- Inform you of any conditions to be satisfied prior to final loan approval or closing
- Coordinate the title search and arrange for title insurance to be issued
- Coordinate with the closing attorney any liens on the property to be paid
- Contact your insurance agent and secure homeowners insurance on the property
- Schedule and coordinate the closing with all parties to the transaction
- Inform you as to what to expect at the closing and how the closing process works
- Review the HUD 1 Settlement Statement and mortgage loan documents for accuracy prior to the closing
- Attend the closing or arrange to be available by phone
- Maintain regular contact with all parties to the transaction between the time of application and closing.
I know that buying, selling or refinancing your home is going to be one of the most important investments you will make! Therefore, in addition to applying on-line, I encourage you to call me and speak to me personally or one of my experienced mortgage and real estate professionals to discuss your situation and goals.
Call 561-208-2046 during business hours or anytime to leave a message. Or feel free to apply now online and we will respond to you immediately!
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